Portfolio Management Services

We offer several fee-based asset management programs.

In order to determine the individual needs and goals you have, we have a consultation where we get to know you and your goals, then together we determine the best investment strategies. Utilizing turnkey programs we are able to offer the best in asset management, compliance guidance, asset research, internet-based performance reporting and more.

We offer a unique in-house management program, where investments are made in top performing no-load mutual funds based on the client’s risk and return expectations. By using no-load funds, assets can be repositioned at little or no cost.

We also offer a wide rage of other asset programs including stocks, annuities, bonds and funds. We always look for the best return on your investment.

Clients using all of our in house services will open a brokerage account with TD Ameritrade. American Capital then has a limited power of attorney from the Client to buy, sell, hold, redeem and otherwise trade Mutual Funds, Exchange Traded Funds (ETF’s), Stocks, Bonds and other securities subject to instructions provided by Client.
TD Ameritrade provides monthly statements and trade confirmations to the Client and electronic data to American Capital. Factors that we consider in recommending TD Ameritrade (or any other broker-dealer/custodian to clients) include historical relationship we have with the broker-dealer, financial strength, reputation, execution capabilities, pricing, research, and service. Although the commissions and/or transaction fees paid by our clients shall comply with our duty to obtain best execution, a client may pay a commission that is higher than another qualified broker-dealer might charge to effect the same transaction. Accordingly, although our firm will seek competitive rates, it may not necessarily obtain the lowest possible commission rates for
client account transactions. The brokerage commissions or transaction fees charged by the designated broker-dealer/custodian are exclusive of, and in addition to, our investment management fee.

We offer 2 types of in house portfolio management programs .

Our Allocation Insights Portfolio offers 9 different nonproprietary model portfolios depending on your risk tolerance. This program charges an additional asset fee of .0625% each quarter based on the account value which satisfies the trading cost for all investments.

The fee for our Allocation Insights investment advisory program is based on a percentage of the account value. The fee is generally deducted from the account in arrears, at the beginning of the month, for the previous month, based on the ending account balance of the previous month.  The fee schedule is listed in our Company Brochure, which can be downloaded from this site.

Our Allocation Perspectives Portfolio invests primarily in no transaction fee mutual funds and makes secondary investments in Exchange Traded Funds and individual stocks which have a transaction fee. Transaction fees are paid at the time a trade is made and are a maximum of $16.99 per trade for stocks and ETF’s and $31 for transaction fee funds.

The fee for our Allocation Perspectives Portfolio investment advisory program is based on a percentage of the account value. The fee is generally deducted from the account in advance at the beginning of each quarter or month based upon the beginning of quarter or month account balance. Timing of fee is based on advisor & client preference. The fee schedule is listed in our Company Brochure, which can be downloaded from this site.